The median price for Saugatuck MI real estate is around $250,000. The state's economic issues have by and large not affected the value of Saugatuck Michigan real estate. If you have bruised credit, but are looking to buy property in Saugatuck, experienced real estate investors, like us, may be able to help. Likewise, if you are having trouble selling your Saugatuck property, you may not have considered all of your options.

But first, a bit about Saugatuck itself...

The driving force behind the Saugatuck MI real estate market is tourism. Situated in the area where the Kalamazoo River enters Lake Michigan and with numerous other lakes in the vicinity, the population triples in size during summer months. Many properties are advertised as 'summer retreats?. You'll find boat slips in the Deep Harbor Marina for sale, as well as undeveloped lots waiting for you to build your own retreat.

The history of Saugatuck Michigan real estate began with lumber and shipping. From Lake Michigan, a ship can travel through the Straits of Mackinac into Lake Huron and beyond. Saugatuck was an art colony in the late 19th century, a destination for bands and those who enjoyed them during much of the 20th century and is currently a haven for city weary residents of Grand Rapids, Chicago and Detroit.

Included in the Saugatuck MI real estate listings are condominiums that can be 'rented-out' to tourists at the rate of $250 per night. If you have problematic credit, you are probably not interested in this type of investment, right now, but you can probably find a property to get you started, if not in Saugatuck, maybe somewhere close by.

Many people have suffered financial setbacks as a result of changing employment opportunities in Michigan. Automobile manufacturing was the main source of employment in the state for many years. Some people were laid off, others were fired out right, and many lost their retirement pensions, as a result of buy-outs. These and many other factors could have affected your credit score. The old saying is true; sometimes bad things happen to good people.

Traditional lenders look first at a person's credit score. Some lenders will write a mortgage for a person with unverifiable income, if their credit score is high enough. You may know that you can afford the monthly payments. You are probably paying rent that is equivalent to most people's house payments. You may have even saved up for a downpayment, just to be denied financing because of your credit score.

If this is you, then you should know that a lease option (aka rent to own) plan can work for you. It is a simple agreement drawn up between a buyer and seller, similar to a regular lease agreement, but there is one big difference. A portion of your monthly rent will go directly towards the eventual purchase of a home. If you have credit problems, this is probably the fastest way for you to become a homeowner.

If you are having trouble selling Saugatuck Michigan real estate, the financial problems facing the citizens of most of the state are likely to blame. Those people who are no longer sure of their job security cannot consider buying a summer home right now. And, when you've lost all or most of your pension, you are not looking for a place to retire. Already a few of the properties in the Saugatuck MI real estate listings have gone into foreclosure. It is likely that the market will improve over time, but if you cannot afford to wait, we may be able to help.

Our goal as investors is to help people with bruised credit buy rent to own homes with our unique and effective programs and help property owners that need to sell quickly with our lease option plan. The Saugatuck Michigan real estate market is just one place where the program can work.

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